Closed Today's Hours: 9:00a - 7:00p
Welcome To Pugmire Lincoln
111 Total New, Used, & Certified Vehicles
New Inventory
Used Inventory

OFF-SITE TEST DRIVE

Schedule your "off-site" test drive today, at your convenience, on your time, at a place of your choosing. We will deliver the car of your choice to YOU!!!

SCHEDULE NOW

Marietta's Home for the Finest Assortment of Quality Lincoln Vehicles

Some of the Lincoln vehicles for sale here at Pugmire Lincoln

Thanks for taking a moment to visit the Pugmire Lincoln site. As Marietta GA's premier Lincoln provider, you can trust in the fact that we know a thing or two about combining the luxury and performance of Lincoln with exemplary customer service and a dealership experience that is second to none. This means whether you are entranced by the MKZ and its bold new take on the traditional sedan stylings or the spacious and innovative MKC, you can shop with confidence knowing Pugmire Lincoln and its expansive selection of outstanding Lincoln vehicles has exactly what you are looking for in your next automotive purchase.

Outside of serving as the preeminent Lincoln dealership in the Marietta area, the team here at Pugmire Lincoln also takes great pride in being heavily invested members of the local community. From spending an afternoon exploring the natural beauty of Spoke Creek Trail to soaking in the history of Marietta Square with our loved ones and neighbors from all across Marietta, we understand our little corner of Georgia is truly a wonderful place to call home.

Now that you understand Pugmire Lincoln is the only dealership in town that aims to pair up a unique appreciation of our local community with the best selection of great new Lincoln vehicles, there is really only one topic left to broach: Are you ready to make the most of your car buying experience with a trip to Pugmire Lincoln?

Making the Acquaintance of the Impressive New Members of the Lincoln Family

Earning the right to join the ranks of the Lincoln family of brand-new models starts with a commitment to excellence that is both stringent and unwavering. While this is definitely a bold claim to make, taking a moment of your time to get acquainted with the latest cars, crossovers, and sport utility vehicles (SUVs) from Lincoln to roll onto the showroom floor here at Pugmire Lincoln goes a long way toward showing you just how serious this automaker is about constantly pushing the limits of automotive excellence and performance.

lease this blue lincoln mkz from our Marietta dealership

Lincoln MKZ

The latest iteration of the Lincoln MKZ offers up a redesigned exterior that leverages the power of elegant lines and sleek curves to turn heads when it takes to the streets of Marietta. However, this sedan is far from a one-trick pony. By adding in a three-liter (L) twin-turbocharged V6 engine, 14-speaker Revel Audio system, and a mountain of other premium features, the Lincoln MKZ is clearly poised to redefine your daily drive.

blue 4 door lincoln mkc driving down route 85 in Atlanta GA

Lincoln MKC

Standing astride the shared space that is home to the growing crossover category is far from an easy affair. Even so, today's MKC continues to show time and again that it is more than capable of living up to these lofty expectations. From a comfy interior that keeps the road noise on the outside and gives you access to the MyLincoln mobile app, the Lincoln MKC continues to raise the bar for the entire crossover community.

black lincoln navigator suv parked out front of our lincoln dealership

Lincoln Navigator

Crafting an SUV that can meet and exceed your more pragmatic needs while still being both graceful and appealing is clearly a difficult (and complex) endeavor. Despite this reality, the Lincoln Navigator's powered liftgate entry, Hill Start Assist/Descent Control systems, roomy luxury interior, and mountain of other premium inclusions ensures this class-leading offering is poised to excel on both of these fronts.

While this showcase is merely a sampling of Lincoln's latest industry-leading offerings, the fact of the matter remains the same: Discerning shoppers who aspire to the pinnacle of automotive style and performance should always turn to Lincoln for their new car needs. If you fit this bill, then go ahead and give the Pugmire Lincoln team a call today to learn a little more about how owning a premium Lincoln car, crossover, or SUV has never been easier.

There Is Never a Wrong Time to Enjoy the Luxury of Lincoln

Are you sitting on the fence regarding the decision to purchase a great new Lincoln? If so, then let us make one thing clear: There has never been a better time to enjoy all that this premium brand has to offer to drivers such as yourself. Of course, you do not have to take our word for it; plenty of other respected organizations within the automotive world have gone above and beyond to sing the praises of the latest Lincoln models to earn a spot at Pugmire Lincoln.

In particular, these institutions and anchors of the automotive industry have offered up a deluge of awards and recognitions that speak to the performance, quality, and value found within each member of the Lincoln family of vehicles:

  • J.D. Power and Associates
  • AutoPacific
  • The Society of Plastics Engineers (Automotive Division)
  • IHS Markit
  • The North American International Auto Show
  • The Insurance Institute for Highway Safety (IIHS) 

brand new lincoln luxury vehicle parked on the beach

As impressive as the awards and accolades bestowed upon the Lincoln brand by these trusted industry voices are, the truth of the matter is that Lincoln is not an automaker known for resting on its laurels. Outside of driving home in a vehicle that stands atop its respective category, you can also expect to receive an industry-leading amount of support and protections directly from this manufacturer.

In total, new Lincoln owners have access to the following assurances and safeguards via Lincoln's impressive new car warranty program:

  • Four-year/50,000-mile bumper to bumper protection.
  • Five-year/60,000-mile safety restraint system coverage.
  • Five-year/unlimited mileage corrosion (perforation only) protection.
  • Six-year/70,000-mile powertrain coverage.

It does not take long to see Lincoln is willing to do whatever takes to guarantee you never come to regret joining the growing family of satisfied Lincoln customers. Can you really say the same about the other members of the automotive community that claim to be on the same level of service, support, and lasting protection as Lincoln?

Pugmire Lincoln Is Ready and Waiting to Handle Your Pre-Owned Vehicle Needs

For our friends in Marietta that are more interested in considering a used car, truck, or SUV, Pugmire Lincoln is here to help you make the most out of this process. Whether you have your sights set on a Certified Pre-Owned Lincoln or a vehicle from another automaker, our ample selection of used cars and staff of pre-owned automotive professionals have exactly what you need to come to a smart decision on this front.

certified used lincoln vehicle outlining some of the checkpoints that each luxury car goes through inspection

Speaking of Certified Pre-Owned Lincoln cars, crossovers, and SUVs, Pugmire Lincoln is proud to inform you each and every vehicle that earns this distinction comes with its own set of protections and benefits. In particular, owners of Certified Pre-Owned Lincolns have access to the following warranty program:

  • 24-hour roadside assistance for Certified Pre-Owned Lincoln owners.
  • Six-year/100,000-mile comprehensive warranty.
  • Complimentary full tank of fuel, oil change, and new wiper blades upon delivery of your Certified Pre-Owned Lincoln.
  • 200-point vehicle inspection performed only by factory-trained Lincoln technicians.
  • Available service and support at any Lincoln dealership in the 50 states or Canada.
  • In-depth vehicle history report. 

When you pair up what you have learned here about Pugmire Lincoln's used car department (including the outstanding Certified Pre-Owned Lincoln program) with the fact that we are also Marietta's leading name in new Lincoln vehicles, one thing becomes clear in a hurry: Making the most out of your car buying experience starts with walking through the front doors of Pugmire Lincoln.

Get Directions to Pugmire Lincoln
Dealership FAQ's
Dealership FAQ's

Does Pugmire Lincoln sell used cars?

Yes. Buying a clean, affordable used car on our lot at a great price is easy. Simply browse our expansive online inventory and you'll see precisely why Pugmire Lincoln is the first name so many turn to in Marietta when the time comes.

Why should I buy a used car from Pugmire Lincoln?

Because so many other discerning car shoppers in Marietta turn to us first. For some, the allure of shopping with us comes from our outstanding selection of quality used cars and our affordable pricing that always puts your budget first. For others, our respectful team and a shopping environment that places a priority on your comfort and satisfaction serves as the cherry on top.

When paired with our plethora of positive customer reviews, the above benefits of buying a used car from Pugmire Lincoln make one thing readily apparent: You will always find the most enjoyable and budget-friendly used car shopping experience in Marietta at our friendly and clean used car lot.

Does Pugmire Lincoln offer used car specials?

Yes. Check out the latest deals on our used car specials page and see for yourself just how much we can save you on the stellar used car, truck, or SUV you've always wanted.

Am I getting the best price in and around Marietta?

Absolutely. Whether you are celebrating a recent graduation, a new job, or you have a new baby on board, one thing always remains the same: We have the most fantastic prices in Marietta on quality cars, trucks, and SUVs. Our team takes an extreme amount of pride in delivering this massive amount of value directly to you during whichever major life event brings you to our showroom floor, so you can shop with confidence knowing that you really are getting the best price possible on the vehicle that piques your interest.

How do I pick the right used car to buy?

It's easy with Pugmire Lincoln on your side. We have helped thousands of used car buyers with this process over the years, and the best place to start is by considering the particulars of your unique situation. Are you interested in the utility of a pickup, the ample legroom of an SUV, or the eco-friendly gas mileage of a compact car or sedan to help lower the cost of fuel that comes with your daily commute?

Once you have spent some time pondering these questions, browse our expansive online inventory or call (770) 952-2261. From here, we will be more than happy to assist you in exploring all of your options and help ensure that you drive away from our used car lot with a smile on your face and in a used car that suits you perfectly.

Is every vehicle on this website for sale?

Yes. If you see a vehicle listed on our website, that means it has already passed our rigorous quality inspection process and is ready and waiting to impress you when you come in to take it for a test drive.

Will Pugmire Lincoln pressure me into buying a car I'm not sure about?

No. Your comfort and satisfaction are our primary focus, so you can shop with confidence knowing that you are in complete control of this process from start to finish. Our sales team has a sterling reputation based on our commitment to always doing right by local car shoppers, which is why so many individuals in Marietta proudly consider themselves customers for life.

What if Pugmire Lincoln doesn't have the used car I want?

We are dedicated to sourcing quality used vehicles for all of our customers, so let us know what you are in the market for and we'll get to work immediately on finding your preferred used car through our expansive dealer resource network. Use our handy used car locator service today and you'll soon find yourself driving home in your dream car, truck, or SUV.

Can I compare used cars for sale?

Yes, and it only takes a couple of clicks to leverage the power of our useful comparison tool. For each vehicle you would like to compare side-by-side, click the button labeled "Compare" on the vehicle details page, or the comparison arrows icon for the associated vehicle on the list page you are currently viewing.

Once you are done selecting all of the vehicles you want to review, click the "My Compared Vehicles" button located in the toolbar at the top of every page on our site and then the option labeled "View Compared Vehicles". After doing this, you'll find yourself on a custom, private page generated exclusively for you that compares the important specs and details related to you hand selected assortment of vehicles that appeal to you.

How do I know Pugmire Lincoln's used cars for sale are reliable?

All incoming used cars undergo a rigorous inspection process that ensures our vehicles meet — and exceed — your expectations. Holding our inventory to the highest standards possible guarantees that you enjoy peace of mind and comfortable travel.

What is the difference between a used car and a certified pre-owned (CPO) vehicle ?

Great question. A certified pre-owned (CPO) vehicle is a used car, truck, or SUV that comes with a warranty backed by the manufacturer, in addition to other premium services, like 24/7 roadside assistance. To earn this designation, the CPO vehicle must have less than a set limit of miles traveled and pass an in-depth multipoint inspection. As for used cars at Pugmire Lincoln, these offerings also undergo a rigorous inspection process to guarantee superb quality, in addition to providing you with access to the remainder of the factory warranty (if applicable) in terms of extended coverage.

Can I schedule a test drive at Pugmire Lincoln?

Yes, and it only takes a moment to schedule an appointment. Call (770) 952-2261 and we will get you on the books for a complimentary test drive of whichever vehicle piques your interest and offer guidance to you along every step of the way until you find the ideal car that fits your unique needs.

Do I need to test drive a car before I buy it?

We highly recommend taking advantage of this complimentary service. Feeling good about buying a quality used car, truck, or SUV that will last you long into the future requires being completely comfortable with the vehicle that intrigues you. Our experts transportation consultants are happy to schedule a quick test drive so that you can proceed with confidence when the time comes to finalize this major decision.

When is the best time to come shop at Pugmire Lincoln?

Anytime during our normal operating hours. We always have a friendly and helpful car consultant available to help you find the right car or truck that fits your routine. Feel free to stop by at any convenient time for you, or give us a call at (770) 952-2261 to schedule an appointment so we can be ready to drive the car you're looking at when you get here. Either way, you'll find that shopping at Pugmire Lincoln is always a pleasant and convenient experience.

Will Pugmire Lincoln deliver the vehicle I purchase?

Our team is always looking for new and exciting ways to provide even more value to our customers, so we would love to work with you and see if we can accommodate this request. We are always ready and waiting to go over important details regarding this process (including your proximity to our Marietta location, preferred delivery date, and vehicle weight), so call (770) 952-2261 today and we will work hard on your behalf to find the best possible way to fulfill your desired vehicle delivery.

Can I see a vehicle history report?

Yes. Transparency is a cornerstone of our car buying experience, so our friendly sales team is pleased to provide you with an accurate and up-to-date vehicle history report covering every vehicle that piques your interest in our inventory. Each used car sold on our lot adheres to a strict commitment to quality and reliability, so shop with confidence knowing that a complimentary, comprehensive vehicle history report that confirms this sterling standard is always available for you at Pugmire Lincoln.

What if I am not happy with the car I purchased?

We are committed to your satisfaction throughout each phase of the car buying process — even after you sign on the dotted line. Our team is only a quick phone call away, and we will do everything in our power to allay any concerns you might have regarding your recently purchased used car, truck, or SUV. This way, you can keep riding around Marietta in style and enjoy all of the benefits that come with upgrading your daily driver.

Does Pugmire Lincoln sell new Lincoln vehicles?

Yes, we proudly offer the latest exciting, feature-rich vehicles straight from Lincoln. As soon as you pick out your dream Lincoln vehicle, you can count on our friendly team to work out the details. If you're a new Lincoln shopper in Marietta, there is plenty to love about our blend of outstanding selection, premium service, and impressive financing.

Why should I buy a new Lincoln vehicle?

Buying a new Lincoln from us is the easiest and most convenient way to get the biggest bang for your buck when upgrading into an exciting new vehicle. Known for their reliability, performance, and affordability, Lincoln vehicles are the cream of the crop in the automotive world and sure to turn heads here in Marietta.

Owning one of these fine automobiles is also the ultimate opportunity to save a ton of money and enjoy the confidence that comes with parking your dream car in your garage. If you're in the market for a major upgrade to your daily routine, come on in and we'll find a way to make it happen.

Do new Lincoln vehicles come with a warranty?

Yes. Lincoln wants you to be more than satisfied long after you roll off of our lot in your stunning new car, which is why each and every award-winning new Lincoln we sell comes with a plethora of protections via a copious warranty program. For more information about the warranty and safeguards that come with a new Lincoln, call (770) 952-2261 or come on in to talk to one of our friendly consultants.

Can Lincoln work with me on the price of a new Lincoln vehicle?

Yes. Getting you behind the wheel of the Lincoln you want is one of our favorite things to do. Every shopper comes from a unique financial background, so we take pride in being flexible with financing. Let us work our magic to find you a comfortable solution that works for you. It's easy, convenient, and we can get it done quickly.

What are the benefits of buying new versus buying used?

This is a great question. Pugmire Lincoln has years of experience spotlighting the advantages related to these two choices, so here's a quick overview.

Buying a new car is a great idea if:

  • You like driving new cars.
  • You want the latest and greatest in terms of safety technology.
  • Cutting-edge infotainment and connectivity with your smart devices is a top priority.
  • You like the confidence that comes with being protected by a Lincoln warranty.
  • You want the lowest interest rate possible.
  • You want to take advantage of new car incentives directly from Lincoln.

Buying used is probably the right call if:

  • The budget-friendly nature of pre-loved cars appeals to you.
  • You want to get more bang for your buck and are seeking a gently used premium option.
  • Keeping your car insurance rates low is important to you.
  • You want to take advantage of Pugmire Lincoln's commitment to reliability through our in-depth inspection, repair, tune-up, and detail process.
Why choose Pugmire Lincoln over the competition?

Because you want to feel respects and choose from one of the best selections of reliable vehicles that in or around Marietta. Or because you want to take advantage of customer-first, affordable pricing. Maybe because leaning on the assistance of friendly professionals who can cater to your unique situation and help guide you through the search for the right vehicle is an invaluable asset to have on your side during this major moment in your life.

Simply put, because you — like other discerning shoppers — deserve to enjoy all of the benefits that come with shopping at the most trustworthy dealership in or around Marietta.

Why should I buy from Pugmire Lincoln?

Buying a car from us is all about maximizing your return on this major investment. Our friendly sales professionals always put your needs first, and will help you navigate our expansive selection of reliable, affordable, and alluring cars and trucks. At Pugmire Lincoln, we've crafted a shopping experience that makes finding your perfect car straightforward and downright fun!

What are Pugmire Lincoln's hours?

Pugmire Lincoln's current hours of operation can be found on our contact page. Our business hours are subject to change throughout the year based on seasonal considerations. We stay open long hours so that serving your travel needs is as convenient as possible.

Is Pugmire Lincoln open on Sundays?

Yes. It is our pleasure to provide extended business hours on Sunday to our friends here in Marietta. Doing so ensures that you can conveniently shop on your terms and at a time that works best for you.

Where is Pugmire Lincoln located?

We are always a phone call and typically just a short drive away. We stay vigilant in service and we are always ready to help you upgrade your daily driver. To make planning out a quick trip to our showroom floor even easier, you can find our official address for your GPS or map app below.

1865 Cobb Parkway S.E.

Marietta, GA 30060

How can I get a hold of someone at Pugmire Lincoln?

With a quick and friendly phone call. Dial (770) 952-2261 when you are ready to tap into the expertise of our team and we will help you get to cruising the streets in the perfect vehicle for you.

What kind of loan rates does Pugmire Lincoln offer?

Pugmire Lincoln is committed to offering you the most competitive financing rates possible in Marietta. How do we do this? By working with lots of lending institutions and being flexible regarding your credit history, loan terms, and past financial hardships or considerations, we are able to provide access to impressively low rates that put you behind the wheel of your dream car and still keep your bank account happy along the way.

Want to learn more about your specific loan rate? It's easy, call (770) 952-2261 today.

Can I finance my taxes, registration, and other fees?

Yes. Nearly all car loans bundle the taxes, registration fees, and other expenses into the loan. This is a great way for savvy shoppers to reduce the upfront expenditure associated with buying a car and registering it.

Can I include the cost of service contracts, GAP insurance, accessories, and other vehicle related items in the total amount that I finance?

Yes. We know that being flexible with financing additional services over time goes a long way toward making the car-buying process more convenient and relaxed for everyone.

If you would like to take advantage of optional upgrades when financing your next car, truck, or SUV, let us know when you come in and we will be happy to help you spread out the cost of over the term of your loan.

Can I get financed with no money down?

Yes. Pugmire Lincoln offers zero down payment financing to qualified buyers. Let us know that you want to consider this option when the time comes to apply for a loan and we will help you get it done.

Can I get financed if I don't have good credit?

Yes, we do it everyday. We work with lots of different lenders to help people from all walks of life get into suitable cars and trucks. We shop your loan on your behalf which pits the banks against each other and gets you the best possible rate, regardless of your credit history.

Can Pugmire Lincoln help me get a loan if I have no credit history?

Yes. Connecting first-time buyers with the loan they need to purchase a new or used car is one of our many specialties. Call (770) 952-2261 today and we will be happy to lay out how our approach makes financing easy and simple for newer and first-time car buyers.

Can Pugmire Lincoln help me get a car loan if I have recently gone through a bankruptcy?

Good question. We've helped many customers in this situation secure the financing they need to get into a reliable and affordable used car. Thanks to our easy loan application process, all it takes is a few minutes to get the process started. We can often leverage our large network of banks to find a trusted partner that will make an exception if your life situation has improved markedly since the hiccup.

Can Pugmire Lincoln help me get financed if I am disabled or on Social Security?

Yes. Getting approved for the right loan as a person receiving disability and Social Security disbursements is a piece of cake with our helpful finance experts on your side. Many lending institutions consider these payments as sources of income when determining the type of loan you qualify for and the loan's total value — a crucial fact that greatly improves your terms when you are approved for financing.

Can I get approved for a loan if I am self-employed?

Getting approved for a loan as a self-employed tax payer is a simple matter. Income verification will be the key to your success. Once we review a the documents that verify your income such as your tax returns, bank statements, or canceled checks, you'll find that getting approved is simple, straightforward, and convenient.

Can Pugmire Lincoln help me obtain financing if I recently changed jobs?

Yes. Starting a new job can be an exciting time. Let us help you make this big moment even sweeter by connecting you with the right loan on your next vehicle. Your employment status is just one of the myriad factors that go into the loan approval process, so if you recently upgraded into a better position at a new company you can apply with confidence knowing that our financing team are prepared to secure a great loan at the lowest interest rate possible.

Can Pugmire Lincoln finance my loan if I am a first-time buyer?

Helping guide first-time car buyers through this important — and exciting — event is one of our specialties. Let our trustworthy and friendly team take the lead on this for you and you will soon see why so many first-time buyers in Marietta lean on us when the time comes to finance an affordable and reliable new or used car with budget-friendly payment.

What if I owe more than my car is worth?

Commonly called under water, or upside down, in an inequity position, or buried, our finance team has seen it before. We leverage many years of professional experience assisting shoppers through this situation. It starts with a fair offer to buy your trade-in.

We can typically roll any inequities into the new loan which means that we pay off the difference and you start a new loan on the new car. This way you can drive home in style in the car or truck that you really want.

Do I have to have a job to get financed at Pugmire Lincoln?

Being employed is one of a host of factors that will go into any car loan approval process. Our team of experts can do what they do best and work hard to secure you the perfect loan for your unique situation, but you're still going to have to pay it back. Banks like to see a steady history of income and you'll need to be clear about your other sources of income and how you intend to pay back the loan without a job.

Can Pugmire Lincoln provide quote on my trade-in's value?

Yes. Securing access to seller-friendly offers on trade-in vehicles in Marietta starts with calling (770) 952-2261 for a quick chat about your car. For shoppers who prefer to keep things digital, check out our friendly trade appraisal tool to request a quote on your trade-in vehicle and the insight of our expert team of vehicle appraisers.

How does Pugmire Lincoln determine my vehicle's trade-in value?

With the utmost care and consideration. We make it a point to provide the most customer-friendly trade-in experience imaginable. We are happy to make a fair offer on any vehicle you want to trade toward your next car. This commitment to going above and beyond is why local car buyers shop with confidence at Pugmire Lincoln.

Can I sell you my used car even if I don't make a purchase?

Yes. We are always ready and willing to buy your car for a fair amount and our check is good today.

Can I get pre-approved for a loan at Pugmire Lincoln?

Finding out if you qualify for loan is fast and has no impact on your credit score. Use our quick pre-approval tool.

Do I have to get financed for a loan via Pugmire Lincoln?

If you prefer to work with your personal bank on the financing, we are eager to help you pick out the perfect car, truck, or SUV for you. Before you make your final decision, we would suggest that you connect with our financing team to see if we can find a better rate or more favorable terms.

Why should I get financed at Pugmire Lincoln?

The short answer? It's easy, convenient, and it's the best option. We employ a swift process that keeps your interest rate and fees low. We work hard to find the best loan terms and our team makes a point to keep you in the know from start to finish.

How much should my down payment be?

Conventional wisdom suggests that putting down 20 percent of the total cost of the car at signing is a smart idea. However, your unique situation may require something different, and that is always fine by us.

What is gap insurance?

Gap insurance is an form of protection that provides insurance coverage for the remainder of your auto loan should an accident or collision completely total your vehicle. Gap insurance kicks in to safeguard your credit in the event of the total loss of your car and pays off the negative equity in your loan if you owe more than the depreciated value of your vehicle.

Do I really need gap insurance?

Gap insurance is a great asset to have on your side if you:

  • Made a small down payment.
  • Selected a loan term with a 48-month or longer duration.
  • Plan on putting more mileage on your vehicle than the average driver.
  • Value the confidence that comes with complete financial protection.
Do I need a co-signer?

Having a co-signer can make getting approved for a loan easier because of the combined credit score, income, and financial history. To determine if this is the best fit for you, let our team of experts leverage their years of experience to provide a hand as you consider your options.

Do I need an appointment to meet with a financing specialist at Pugmire Lincoln?

Walk-in customers are always welcome, come on in and sit down for a chat regarding your car loan financing options at a time convenient for you. You can also call ahead to schedule an appointment with a friendly team member.

Will I be at the dealership all day signing paperwork to get my loan?

We make the process fast and easy. Our goal is to get you behind the wheel of your dream car as soon as possible. You can count on us to have everything ready when you come in to pick up your new car.

What does "LTV" stand for?

The loan-to-value (LTV) ratio is a tool used by lenders to represent the amount of money owed on your loan relative to the value of your vehicle. For example, if you currently have a loan for $15,000 on a vehicle that is worth $20,000, your LTV is 75%.

If you owe more than your current vehicle is worth, your LTV will need to be addressed. Pugmire Lincoln has decades of experience assisting car shoppers through this exact situation.

What does "PTI" stand for?

The payment-to-income (PTI) ratio is a percentage that describes your car payment in relation to your pre-tax income. As an example, if your monthly car payment is $300 and your gross monthly income is $3,000, then your PTI is 10%. Lenders usually look for a PTI that sits at around 15% when considering how large to make a loan, but this is just one of a host of factors that go into the process of securing the best financing options your unique situation.

What does "DTI" stand for?

The debt-to-income (DTI) ratio represents all of your monthly debt divided by your monthly income. Credit card payments, mortgage payments, and other recurring expenses are factored into this metric, which most lenders suggest keeping at or below 50%.

What does "POI" stand for?

"POI" stands for proof of income and is a metric that helps our associated lenders verify your stated income during the loan application process. Some common examples of proof of income include:

  • Pay stubs
  • Bank statements
  • Last year's federal tax return
  • Form W-2
What does "POR" stand for?

"POR" stands for proof of residency and is a tool that aids our stable of high-quality lenders confirm your residency during the car loan application process. Some common examples of proof of residency include:

  • Vehicle registration or title
  • Voter registration card
  • Utility or telephone bill
  • Selective Service card
  • Checking or savings account statement
What does "APR" stand for?

"APR" stands for the annual percentage rate. Typically referring to the interest rate of your car loan. This yearly interest rate is what you'll pay in addition to the amount you borrow initially, and can be fixed (unchanging for the duration of your loan term) or variable (may change over the life of the loan).

What does "ACV" stand for?

"ACV" stands for the actual cash value. ACV is used to describe the amount of money a car can be expected to sell for through the large auction networks right now. This is the amount that we can expect to recoup should we choose to sell your car at auction.

Can I see the full purchase agreement before I agree to buy?

Yes. Transparency is paramount for our team. If you have any questions regarding specific inclusions within this agreement, the friendly and knowledgeable team member working with you will be happy to review and explain every line.

Can I lease a new Lincoln at Pugmire Lincoln?

Yes. Leasing a new car at Pugmire Lincoln is all about having your cake and eating it too. We are proud to pair up an impressive selection of head-turning Lincoln vehicles with a leasing program that makes upgrading your daily commute a breeze. Simply stop by our showroom floor today or shop online and call (770) 952-2261 whenever works best for you. From here, we will get you behind the wheel of the Lincoln vehicle you've been dreaming about in a flash, all at a low monthly price that fits your budget.

What is a new car lease and how does leasing a vehicle at Pugmire Lincoln work?

A new car lease gives you the opportunity to take to the streets of Marietta in an alluring and feature-rich new Lincoln at a cost that is often significantly lower than traditional monthly car payments. As part of this program, you'll enjoy all of the perks that come with owning your favorite Lincoln for a predetermined term length of time and/or number of miles traveled.

When this term reaches completion, you'll also have the flexibility to purchase this vehicle at a great price if you decide that you want to keep it. Leasing gives you options. The choice is always yours.

What is the difference between leasing and financing?

Financing a car places complete control in your hands for as long as you own your vehicle, while leasing is a temporary ownership arrangement that pre-negotiates the value of your car at the end of the lease. With a lease, you can switch into new cars every couple years and never be surprised by an unexpected dip in value. To determine which option works best for you, connect with us and we will layout the options in plain English which makes your decision easy.

Should I buy or lease a vehicle in Marietta?

This depends entirely on your unique needs and financial considerations. To help make the big choice between buying or leasing a vehicle easy and fun, here's an overview of the benefits.

You should lease a new Lincoln vehicle if:

  • You love the idea of upgrading into the hottest new Lincoln every couple years.
  • You only need a car for a short time and would rather not set up longer-term financing.
  • You are seeking a lower out-of-pocket cost at signing.
  • You prefer lower monthly payments.

You should buy one a new Lincoln car if:

  • You love the idea of owning the vehicle you drive.
  • You want the freedom to sell your vehicle whenever you want.
  • You want to keep your insurance costs as low as possible.
  • You know you will put a lot of miles on your car.

Call (770) 952-2261 to tap into the insight of our experts and we'll help you make a smart decision on whether to finance or lease.

How does leasing differ from owning a vehicle?

As far as your day-to-day experience goes, buying a vehicle from us or leasing one of our outstanding Lincoln offerings is exactly the same. Both options let you drive around in the Lincoln of your choice, and we'll always be here to provide you with the best service in and around Marietta when the time comes to bring your vehicle in for routine maintenance.

The only real changes come from a big picture perspective. Financing a new Lincoln gives you complete ownership of your chosen vehicle, while leasing comes with a fixed term of possession. At the end of this period, you can either upgrade into another new car with the latest tech and creature comforts, or you can purchase your current vehicle at the pre-negotiated buyout price if you're still loving your car.

Does Pugmire Lincoln rent cars?

Yes. We have a wide selection of Lincoln rental cars and trucks ready and waiting. Call (770) 952-2261 today and we'll reserve the perfect vehicle for your travel needs. Focus on the fun stuff — like planning an adventure or getting the details right for your next big trip.

Why should I rent a car at Pugmire Lincoln?

Because we provide you with outstanding service and an ample selection of Lincoln rental options, at the lowest rates possible. Our friendly and knowledgeable team of experts and our commitment to flexible scheduling ensures that picking your car up is always convenient.

What do I need to rent a vehicle from Pugmire Lincoln?

Renting a vehicle from Pugmire Lincoln is a breeze. All we need to get this process started are a few things, which include:

  • Valid driver's license
  • Major credit or bank card issued to the prospective renter
  • Valid, unexpired insurance that is transferable to a rental vehicle (proof of insurance required)

Call (770) 952-2261 once you have these items together and we will have you sorted out and scheduled to come in and pick up your rental vehicle right away.

What if I don't have full insurance coverage that transfers to a rental vehicle?

This is a question that pops up quite often, and we want you to know that you always have options. Depending on your unique rental situation, a Collision Damage Waiver (CDW) may be available to supplement full, transferable insurance coverage. To find out if this option is available and to rent one of our outstanding vehicles at an ultra-low price, call (770) 952-2261 and a member of our rental team will help you learn even more about how a CDW can help you secure a great rental vehicle for your trip.

© 2021 Pugmire Lincoln | Privacy Policy
Much from Remora